The bailout is the government purchasing shares at about to go bankrupt prices. It’s a reasonable take that isn’t even really a change in the system.

Fiduciary duty is just white-collar-washed sociopathy.

Maybe in some parts of Europe, but this is illegal where I live. Punishable by fine or loss of license depending on how severe the coverage is.

Implementing a standard at the dealership or registration level would be practical. Cross boarder traffic would make the effect incomplete but probably still impactful.