• Hueristic_Autistic@lemmy.world
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    8 days ago

    Ughhhh what? Again I hate to hate on people who did good in life. You gotta step up your game and find a profession that can earn you above that wage as well as pay off the student loan which if you don’t choose the minimal w/the longest time to pay it off, with a ridiculous apr, so you won’t be trapped in a financial hole.

    But I think that 280k$/yr should be the max anyone can potentially earn and I think you should have to pay 2% more overall in taxes per year on everything city, state and federal once you make over 120k$. For example your excise tax, city water bills and even phone bills would be 2% more.

    Not groceries and clothes/general retail. so like credit card bills, Spotify, Netflix wouldn’t be more in taxes. Phones are needed in today’s society, like you can’t do a lot without it. So it would be extra in taxes.

    • 5318008@lemmy.ml
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      8 days ago

      You gotta step up your game and find a profession that can earn you above that wage

      Above median salary? What about the fact that, by definition, 50% of people won’t be able to do that?

      Okay, okay, so wages rise over time, and eventually 99% of people are making above 66k… but then the new median will be, like, 150k, and everything in society will be priced accordingly, and some other person will have the great advice that “You gotta step up your game and find a profession that can earn you above that wage” again ignoring the fact that, by definition, 50% of people cannot do that.

      No. The solution is not to tell people to work harder, or just find a better job. You want a society where people clean the rooms in hotels, right? What would happen if all cleaning staff took your advice?

      At the bare minimum for this conversation, we should ensure that people making median income have a good quality of life. At the bare minimum for an ethical society, wages would not be the metric that determines whether someone deserves a good quality of life.

      • Hueristic_Autistic@lemmy.world
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        7 days ago

        Ever think that the 50% that can do it, should while they can before that kind of hyper inflation happens and like maybe boost the morale with advice on how not to trap yourself in a predatory ass loan or give a list of things you did to achieve your goals that got you into a position where you feel financially comfortable.

        I mean shit I’m on food stamps but I found a goal that’s gonna make bank in less than 2 years plus I can pay it off in 2 years on a payment plan. I’m gonna be making six figures in less than 5 years. I am more than happy. I’m stepping up my fucking game.

        • Hueristic_Autistic@lemmy.world
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          6 days ago

          My biggest example is I completed an accredited cannabis retail specialist certification program in 2024, it was 860$ I got a coupon code at the time and paid 680$ total.

          That same program is now has a going rate of 1900$. In 2 years it’s more than doubled.

          So if you want to do a certification program, have the credit and motivation as well as the ability to either pay outright or put a payment plan on a certification program, you should do it now before they’re more expensive in 2 years.

        • 5318008@lemmy.ml
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          7 days ago

          Ever think that the 50% that can do it, should…

          Fair enough; also by definition, 50% of people make more than the median. Good for them.

          I’m saying that, by definition, no matter where the median salary is, 50% of people will make less than that. Individual choice can change who makes less than that… but still, 50% of the population will make less than that.

          hyper inflation

          Well, not necessarily. I didn’t specify a period of time. In the past 30 years, nominal wages have grown 150%. So if, in the next 30 years, nominal wages grow 150%, we hit the numbers that I gave.

          I’m on food stamps

          gonna make bank in less than 2 years

          gonna be making six figures

          Right, so at this time, you are among the 50% of people who make below median salary. I admire your confidence, but… what if it doesn’t work out? There’s a small chance you get into a car accident and your plan gets thrown off. There’s a small chance you have a medical emergency. There’s a small chance your house catches fire.

          Success is not guaranteed just because you work hard. There’s a chance you make below median salary for the rest of your life. It is MY opinion that it doesn’t matter why you’re making below median salary; you still deserve a life that doesn’t involve making a choice between paying a medical bill or paying rent.

          • Hueristic_Autistic@lemmy.world
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            7 days ago

            Success is not guaranteed just because you work hard. you still deserve a life that doesn’t involve making a choice between paying a medical bill or paying rent.

            No I agree but that seems like there needs to be a restructuring of the medical system and the insurance system.

            Section 8 needs to be reevaluated so those that don’t really need it and are taking advantage can get the fuck off of it and those that need it can get the fuck on it. Section 8 is Severely Lowered Rent making it so that you can pay your bills.

            Success being a non guarantee means that neither does having stability, you’re not 100% guaranted that you will be able to pay your medical bills and buy groceries, that’s based off of your personal success and financial gains, as well as being able to successfuy balance your budget (meaning seeing extra money and putting in the bank, not on a new product) That’s just the cruel reality of living anywhere on this planet, not just in capitalism or the US.

            • 5318008@lemmy.ml
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              7 days ago

              that seems like there needs to be a restructuring

              Who would be in charge of doing that? Would it be Congress? What incentives do they have to do this restructuring?

              The proposal is that Congress be paid the median salary so that it is clear which things need to be restructured and why. If they want better living conditions, they would need to pass policies which improve the material conditions of a typical citizen.

              you’re not 100% guaranted that you will be able to pay your medical bills and buy groceries… That’s just the cruel reality of living anywhere on this planet

              We’re talking about median income. You said that the solution was to make more than median income. Are you now saying that you are willing to tolerate these conditions for 50% of people? I don’t like the idea of anyone being unable to afford rent or groceries or healthcare, but I would at least kind of understand if you were willing to tolerate 1% of people suffering. But 50%?

              The point being made is that if 50% of people are struggling, something is wrong. It means a failure of governance. It’s the kind of mistake that can only be made by a Congress who makes 3 times the median income, and is populated almost entirely by people with rich parents, who have never ever struggled. It’s the kind of mistake that would not be made by a Congress that makes median income.

              • Hueristic_Autistic@lemmy.world
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                7 days ago

                It’s the kind of mistake that would not be made by a Congress that makes median income.

                So they’re making a shit load of money and ain’t doing shit but if they make less that’ll suddenly inspire them to do a better job… Where is the common sense there?

                Also, I don’t like volatility in the job market, if they’re making that much they must’ve worked hard enough to get there… unless it’s just purely nepotism then they can go fuck themselves. Maybe looking into ending government corruption little by little could end up with people who are worth their position, rather than people who suck at what they do and get paid a fuck load.

                I will amend what I said to say, I mean for the common man, if you’re struggling and have the ability to be able to get into a position in life where you can make more than the median, than you should attempt it.

                The solution is obviously deflate the economy a little bit while lowering federal interest rates so people who are making the median or a little more than the median can buy homes and afford medical bills and groceries at the same time

                • 5318008@lemmy.ml
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                  7 days ago

                  if they make less that’ll suddenly inspire them to do a better job… Where is the common sense there?

                  If you were a house builder, but you could only live in the typical houses that you’ve built… would that inspire you to do a good job?

                  If a person’s job is public policy and legislation… but they have to live under typical living conditions for the citizenry… do you think that would be any different than a builder who has to live in the houses they build?

                  The solution is obviously

                  No intellectually honest thought starts with this.

                  • Hueristic_Autistic@lemmy.world
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                    7 days ago

                    No intellectually honest thought starts with this.

                    I mean at the end of the day, isn’t it an economic issue and not a government worker issue? That if the common man could afford goods and medical services at the same time… Realistically, it would be through deflating the economy while keeping the pay rate the same to make it so those who are making the median or just a little above can afford groceries and medical bills at the same time and the federal interest rates being lowered to about 1.5% would make it so that mortgages are affordable.

                    If we’re going to be saying people should be able to afford the bare minimum, than we need to level the economy for the common man and with that we need to adjust the inflation and federal interest rates. Other wise, we’re just bitching about how much someone in a position of power makes.

                    If inflation lowered back to 2010 levels, the people making 17.50$ at the bj’s down the street from me could afford to buy groceries and save for a mortgage or just start a savings in general.

                  • Hueristic_Autistic@lemmy.world
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                    7 days ago
                    The solution is obviously
                    

                    No intellectually honest thought starts with this.

                    have you looked up the inflation rate? if it deflated back to 2010 inflation rates, we’d be living so comfortably it would be insane. it’s 3.50% inflation vs 1.50% in 2010. 2010 prices were perfection. - source - https://www.usinflationcalculator.com/inflation/current-inflation-rates/

                    it was just good enough to where people could afford life but that nice tight rope. Then again … if it deflated to 2015 prices we’d be okay too.

                  • Hueristic_Autistic@lemmy.world
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                    7 days ago

                    If you were a house builder, but you could only live in the typical houses that you’ve built… would that inspire you to do a good job?

                    I looked into manual labor jobs and it does suck that unless you’re like a foreman or someone who’d been doing it for at least a decade straight, you’re not making as much as you’d think

                    That’s why I chose the medical field. Which is super fucked up because the people who risk life and limb to build society should be making as much as those who put together limbs and save lives.

                    If they did get paid more they might be more motivated to do a better job if they’re not already. I think that if you’re not as good as what your job is worth than you should be fired, not pushed upwards. I also think that if a construction worker was paid more they’d start comparing themselves to other professions in the bracket.

                    Lol, how nice are houses the builders build? Seems to me the builder should’ve built a less shitty home. Especially if they’re a builder. Maybe there’s a reason that one builder isn’t getting paid much because that one builder fucking sucks at being a builder.

                    Maybe that ties into the example though 'cause if the government officials suck at what they do should they be getting paid as much? Which goes into my former answer of in summary, clean house of those that aren’t worth their pay. There’s people out there in the government that don’t fucking suck and did everything they could in life to get their and earn their pay just like across the board of every profession.

                    There’s those that fucking suck but are functional and never get anywhere and those that succeed and get further into the career they planned on doing. So if they remove the corrupt assholes and nepotism assholes maybe there would be, people who do their jobs and are worth their pay.

              • Hueristic_Autistic@lemmy.world
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                7 days ago

                Well I took 50% with a grain of salt. I took 50% and thought to myself 50% of the working class, right? Anyways I did think to myself that’s not good, well it’s just an example. I mean if that many people were struggling I wouldn’t be okay with it.

                Either way, doesn’t help to try to boost morale right?

    • inmatarian@lemmy.world
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      7 days ago

      I think you should have to pay 2% more overall in taxes per year on everything city, state and federal once you make over 120k$

      Yep, the US Federal income tax (and many states’ income taxes) are already a progressive tax that separate income into brackets and taxes each bracket at an increasing rate. It’s definitely time to increase that top marginal rate and add a bunch of exclusions that rich people use to hide their money in capital gains.

    • Impractical_Island@lemmy.world
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      8 days ago

      Nah. Get rid of the numbers. No money, no problem, amirite? Just make willpower and do what you do best! That’s the supererogatory of self. Old men plant trees they don’t ever see the shade of, y’know? Simple shit to restructure your reality around, if you cared. Karma, as we call it. The entanglement process. Oooh, I’m horny already…

      • Hueristic_Autistic@lemmy.world
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        7 days ago

        Nahhh, I’m not for total get rid of everything but a restructuring of society couldn’t hurt… The common man, 😉

        It’ll ruin the superduper rich but the common man would love a societal restructuring.

          • Hueristic_Autistic@lemmy.world
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            7 days ago

            You can always ask chatgpt how to create a career path for you. Other than that, I wouldn’t know the answer to any of your questions and/or psychotic ramblings. I’m wicked sorry I’m not of help. I see stuff for FBI Agents on Indeed all the time, I’m sure if you apply and stuff you might get far, idk.

            • bthest@lemmy.world
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              7 days ago

              I see stuff for FBI Agents on Indeed all the time

              lol send it. They’ve fired the agents who can read.

            • Impractical_Island@lemmy.world
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              7 days ago

              Bro, you’re the one that don’t know because you never engage to equate yourself with me. That is a weird piece of the puzzle, y’know? Empathy? I personally believe it is self-evident that I am a skilled communicator in text, which requires a degree of empathy, as all that ish be is your ability to see around your “self,” y’know, maneuver the lakitu bro of the “I” observing itself, like biting your own teeth, grinding into it (there is something interconnected with ear-rumbling, I must openly acknowledge for benefit to the coffers insuite. But it’s just seeing back into itself. Like, I can’t drive. I cannot, for the life of me, pilot a motorized vehicle, but I can errorcify your new self with some brittle ironcane flanges if you wish to…level up…yes? Go Thundercats!