I live in a suburb of a large city. These might be higher since it’s me, gf, and kid. Rent with all included fees: 1850

Utilities(basically just electric): 200-400 per month depending on weather

Phone : 40 per month(had to buy phone out of pocket first)

Food: 400-600 recently with only groceries no eating out

Transportation(gas for car): 100 minimum

Car insurance: 275 (no tickets, 1 accident 4 years ago but I was found 0% at fault)

Car payment: 350 (paid off next month)

Total(check my math I did it in my head) 3250 per month for essentials