• nibbler@discuss.tchncs.de
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    10 days ago

    Explain please? It’s about the tax rate between those two? I thought the problem with CGT is that people dodge it by taking loans secured by their capital/stock. This does not seem to fix this problem…

    • echo@lemmy.today
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      10 days ago

      LTCG means that I can 15% or 20% (depending on income) on selling stock even if I’m otherwise in a high tax bracket. Why should I get to have a massive tax break just because I already have a lot of income? There’s nothing special about my income from stock vs. my income from employment other than I work a hell of a lot harder for my income from employment than I do my income from stock.

    • NewNewAccount@lemmy.world
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      10 days ago

      “Normal” people do not avoid paying these taxes by taking loans with their accounts as collateral. That applies only to multi-billionaires.

      Most people pay a lower tax rate on long-term capital gains as compared to income. Raising this rate could discourage investing.

      • Not_mikey@lemmy.dbzer0.com
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        10 days ago

        Most people don’t have enough capital gains to tax. If they do have capital gains it’s either in there house and unrealized or in a retirement account and deferred. Raising the capital gains tax almost exclusively targets the wealthy, not necessarily billionaires but still top quintile.

        Raising this rate could discourage investing.

        What else are people going to do with there money then? Keep it in cash and lose even more of it to inflation then you would with the tax?